How to Remove a Charge off from your Credit Report
Making all of your payments on time is important, but mistakes can happen. If you have one or two missed payments on a loan or credit card, your lender will likely charge you a late penalty and your credit score can take a hit. However, if you have several late payments and fail to pay […]
How to Win a Debt Collection Lawsuit
Dealing with phone calls and mailings from debt collection agencies can be a stressful and frustrating experience. But once they file a lawsuit, you may fear the potential repercussions. If you’re wondering how to win a debt collection lawsuit against you, here are six steps you can take. 1. Respond to the Lawsuit One of […]
How to Dispute Collections: A Step-By-Step Guide (+ Best Dispute Reasons)
If you’ve found an error on your credit report, there is no reason to let it stay there. As a borrower, you are entitled by law to dispute any errors and have them removed, which can improve your credit score. Below is a step-by-step guide on how to dispute collections. Read it over to learn […]
